Welcome to my official site, my name is Ryan Kemp. I've been in the mortgage business for over 30 years and I pride myself on customer service. I'd like to say that I'm a one-stop shop when it comes to real estate mortgages, so feel free to reach out anytime via phone, text, or email regarding your financing scenario. I'm here to help!

I offer real estate mortgage services based in Orange County, California, specializing in purchase, refinance, commercial, and reverse mortgage loans. I also serve the surrounding cities in Orange County, Los Angeles County, San Diego County, and Riverside County, as well as out-of-state for Arizona, Colorado, Idaho, Oregon, Texas, Mississippi, and Florida. Whether you're buying a home or refinancing, I can help you realize your dream of homeownership, plus I will save you money compared to the big retail banks. I do all the shopping for you with hundreds of investors to find the most competitive interest rate and closing costs available on the wholesale market based on your scenario.

I offer a wide range of refinance options, designed to meet the needs of my clients. If you're looking for cash out to consolidate debt, home improvements, pay for college, take a vacation, or are just interested in obtaining a better rate and term to lower your payment, I can assist you.

I offer every type of Refinance Program, including:

FHA Streamline | FHA Cash Out | VA IRRRL | VA Cash Out | Conventional Rate & Term and Cash Out | Bridge Loans | Investor No Doc | Super Jumbo | Doctor Loans | DSCR

What makes my services unique? My job is to find you competitive financing options to help you save money and close quickly!

Contact me today via phone, text, or email to discuss your mortgage loan options and find out which loan program will suit your needs.