Welcome to my official site, my name is Ryan Kemp. I've been in the mortgage business for over 30 years and I pride myself on customer service. I'd like to say that I'm a one stop shop when it comes to real estate mortgage, so feel free to reach out anytime via phone, text, or email regarding your financing scenario. I'm here to help!
I offer real estate mortgage services based in Orange County California, specializing in purchase, refinance, commercial and reverse mortgage loans. I also serve the surrounding cities in Orange County, Los Angeles County, San Diego County, and Riverside County as well as out of state for Arizona, Colorado, Idaho, Oregon, Texas, Mississippi and Florida. Whether you're buying a home or refinancing, I can help you realize your dream of home ownership plus I will save you money compared to the big retail banks. I do all the shopping for you with hundreds of investors to find the most competitive interest rate and closing costs available on the wholesale market based on your scenario.
In terms of Purchase Loan programs, here's just a few of the following options available:
I offer a wide range of refinance options, designed to best meet the needs of my client. If you're looking for cash out to consolidate debt, home improvements, pay for college, take a vacation or just interested in obtaining a better rate and term to lower your payment, I can assist you.
I offer every type of Refinance Programs including:
What makes my services unique? My job is to find you competitive financing options to help you save money and close quick!
Contact me today via phone, text, or email to discuss your mortgage loan options and find out which loan program will best suit your needs.
We've been helping customers afford the home of their dreams for many years and we love what we do.
www.c2financialcorp.com
Broker # 01821025; NMLS # 135622
www.nmlsconsumeraccess.org
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Financial Institutions, Broker # 919209; California Bureau of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MLD1136; Idaho Department of Finance, Broker license # MBL-9475; Oregon Division of Finance, DFR# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, ID, OR, MS and TX. https://www.sml.texas.gov/
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
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Ryan Kemp
Sr. Loan Originator
CA - DOC238288
AZ - 0945132
CO - 100036888
FL - LO51017
ID - MLO-2080238288
OR - 238288
TN - 238288
TX - 238288
MS - 238288
NMLS #238288
DRE #01255427
12230 El Camino Real Suite 100
San Diego, CA 92121
Phone: (714) 397-2595
Ryan@KempMortgage.com
www.KempMortgage.com
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