Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers afford the home of their dreams for many years and we love what we do.
www.c2financialcorp.com
Broker # 01821025; NMLS # 135622
www.nmlsconsumeraccess.org
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Financial Institutions, Broker # 919209; California Bureau of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MLD1136; Idaho Department of Finance, Broker license # MBL-9475; Oregon Division of Finance, DFR# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, ID, OR, MS and TX. https://www.sml.texas.gov/
C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
Privacy Policy
Ryan Kemp
Sr. Loan Originator
CA - DOC238288
AZ - 0945132
CO - 100036888
FL - LO51017
ID - MLO-2080238288
OR - 238288
TN - 238288
TX - 238288
MS - 238288
NMLS #238288
DRE #01255427
12230 El Camino Real Suite 100
San Diego, CA 92121
Phone: (714) 397-2595
Ryan@KempMortgage.com
www.KempMortgage.com
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